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Deposit Services

All members must pay a one time/once lifetime membership fee of $5.00.

RE-LOADABLE VISA CARDS NOW AVAILABLE!
GGCU has partnered with ICUL (Illinois Credit Union League) in offering a RE-LOADABLE Visa Debit Card! No checking account is required, only a savings membership. To submit an application, please contact a member services representative at (478) 741-4428 ext. 1. Terms and conditions may apply. See the FAQ page for more information.
Classic Checking (Shr ID 15 or 16) Silver Cking Active Duty M-day or age 55 or better
(Shr ID 15 or 16)		 Regular Savings-Membership Shares
(Shr ID 0 )		 Club Savings
Monthly Service Charge $5.00 $2.00 Unless $500 Average $2.00 Unless $500 Average $ 0 none $ 0 none
Minimum Balance Requirements NONE $0 * $5.00 * $25.00 *
ATM & Visa Transaction Limits 15 Free ATM /30 Free POS Limits vary** Mastercard Debit & Reloadable VISA 15 Free ATM /30 Free POS Limits vary** Mastercard Debit & ATM Reloadable Visa NONE
Check Writing Services Unlimited, $3 Per Official Check Unlimited, $3 Per Official Check Credit Union issued checks on requests. Limit 6/Qtr. & must be a minimum of $10.00 Credit Union issued checks on requests. Limit 1/Qtr. & must be a minimum of $10.00
Phone & Inquiry Services Internet Teller, and full member services Internet Teller, and full member services Internet Teller, and full member services Internet Teller, and full member services
Account Statements Monthly Monthly Quarterly: Jan., Apr, July, Oct for previous 3 months Quarterly: Jan., Apr, July, Oct for previous 3 months
Dividends (Interest) None At This Time None At This Time Paid Quarterly, on accounts with $100 min. balance; Rate set by Bd of Dir. Paid Quarterly, on accounts with $100 min. balance; Rate set by Bd of Dir.
CERTIFICATE RATES
(Effective Mar. 2022-Call for RENEWAL Rates)
** All Rates Are Subject to Change Daily **
Terms & Amounts $500-2500 $2501 to $ 5000 $5001 to $10,000 $10,001 & Over
6 Months * 1.01% APY* 1.11% APY* 1.16% APY* 1.31% APY*
12 Months * 1.25% APY* 1.35% APY* 1.40% APY* 1.60% APY*
24 Months * N/A N/A 2.18% APY* 2.28% APY*

RATES are quoted as…ANNUAL PERCENTAGE YIELD (APY*)

*Certificates are Subject to early withdrawal penalties. *We can match almost any rate!

Certificate Rates are Reviewed Weekly but are Subject to Change at ANY Time A MINIMUM DEPOSIT OF $500.00 IS REQUIRED ON ALL CERTIFICATES.

***A minimum balance of $25 is required to open checking accounts; also savings accounts must maintain minimum of $5 balance.

****Direct Deposits on at least a monthly basis Are Required for ALL Debit cards, and individual limits may be lower for account holders that do not handle accounts responsibly. Please keep a registry for all transactions.

*****MasterCard Debit Cards are only available on Checking Accounts-Applications will be sent upon request. OTHER Services:Certificates and Club Savings Accounts are also offered. Club accounts require $25 minimum balance and one (1) withdrawal per quarter-others have a $10 fee assessed. Certificate minimums begin at $1000 & rates vary, please contact us for more info on these accounts, their terms and rates.

NCUA Insured

  

This credit union is federally insured by the National Credit Union Administration.
Privacy Policy  Terms Of Use

Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (478) 741-4428 for assistance. Products and services available on this website are available at our office located at 1030 Shurling Dr., Macon, GA 31211.